If you're looking for a convenient way to deposit your paychecks or other payments, Walmart's direct deposit service may be a good option for you in lieu of a traditional bank account. Learn how to sign up for direct deposit at Walmart.
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Walmart explains that it offers a Walmart MoneyCard debit card, which is a prepaid card that is a Visa debit card through Green Dot Bank. It also offers a Walmart credit card through Capital One. They have functions that can act like direct deposit.
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With the Walmart MoneyCard account, you can have your paycheck or other payments deposited directly onto the card. Since it is a prepaid card, the funds will then be available for you to use right away. Cardholders can choose to spend this money at Walmart or elsewhere.
The cards are accepted anywhere that Visa or Mastercard debit cards are accepted throughout the United Starts. There is no credit check required to get a Walmart MoneyCard. You will also enjoy overdraft protection up to $200 with the MoneyCard provided that you opt in and have an eligible direct deposit.
For some users of the MoneyCard system, you can actually get your funds two days before payday with the Walmart early direct deposit option. You may also be approved to get any benefits up to four days before you normally would from your employer.
